Product Owner - Cross-Border Payments
Yo Hr Consultancy
Full-time
On-site
Telangana, India
Product Owner/Business Analyst
Locations - Bangalore, Hyderabad, Pune
Experience: 8 to 15 Years
Job Description:
We are looking for a highly skilled Product Owner/Business Analyst with deep expertise in Payments, particularly in Cross-Border Payments, RTP, RTGS, and message formats such as MT and ISO20022. This role involves working closely with business stakeholders and technology teams to deliver innovative payment solutions for global banks.
As a Product Owner/Business Analyst, you will be responsible for defining business requirements, translating them into technical solutions, and managing end-to-end project delivery in a fast-paced environment.
Key Responsibilities
- Lead the analysis and design of payment solutions with a focus on Cross-Border Payments, RTP (Real-Time Payments), and RTGS (Real-Time Gross Settlement).
- Gather and document business requirements and translate them into functional specifications for payment systems.
- Ensure that payment solutions are compliant with MT message standards and ISO20022 messaging protocols.
- Collaborate with technology teams to ensure successful implementation of payment solutions and system enhancements.
- Act as a Product Owner, defining the product roadmap, prioritizing features, and ensuring alignment with business goals.
- Analyze current payment processes and workflows, identifying opportunities for automation, optimization, and scalability.
- Conduct impact analysis and ensure alignment with global banking regulations and industry standards.
- Engage with stakeholders from various global banking functions, including compliance, risk, and operations, to deliver integrated payment solutions.
- Lead and participate in Agile ceremonies (such as sprint planning, retrospectives, and daily stand-ups) to ensure smooth project execution.
- Provide thought leadership on industry best practices in payments, offering strategic insights and innovative solutions.
Mandatory Skills & Experience
- Minimum 8 years of experience as a Product Owner or Business Analyst in the Payments domain, particularly with experience in Cross-Border Payments, RTP, and RTGS.
- Strong knowledge of payment message formats including MT standards and ISO20022.
- Experience working in global banks or financial institutions with a focus on payment systems.
- Proven ability to define product vision, roadmap, and deliver end-to-end payment solutions.
- Familiarity with regulatory and compliance requirements for payments in global banking environments.
- Excellent communication and stakeholder management skills, with the ability to collaborate across business and technology teams.
Desired Skills
- Experience in working with Agile methodologies and frameworks as a Product Owner.
- Strong analytical skills with the ability to troubleshoot and solve complex payment-related issues.
- Knowledge of payment infrastructures, clearing and settlement mechanisms, and regulatory standards for global payments.
- Certifications such as Certified Scrum Product Owner (CSPO) or Certified Business Analysis Professional (CBAP) are an added advantage.
Qualifications
- Bachelor’s degree in Finance, Business, Information Technology, or a related field.
- Minimum of 8 years of experience in the payments domain within global banks.
- Proven track record of delivering payment solutions in a fast-paced, dynamic environment.